Keeping a detailed record of your real estate investment activity isn’t just good practice—it can directly improve your access to financing and your loan terms.

If you're serious about growing your real estate investment portfolio, one of the most valuable tools at your disposal is a documented track record. Whether or not experience is required for the loan you're applying for, maintaining a detailed investment history can open the door to better terms and smoother approvals.

Here’s why your track record matters:

• It Shows Lenders You’re Experienced
  Even for loans that don’t technically require experience, having a clear record of past projects can give lenders greater confidence in your ability to manage new ones. This can lead to more favorable terms, including potentially lower interest rates.
• It Speeds Up the Underwriting Process
  When your investment history is organized and ready to present, lenders can quickly verify your background and move the process forward faster—giving you an edge in competitive deal situations.
• It Helps You Track Your Own Performance
  Your track record isn’t just for lenders. It helps you analyze your past deals, spot what’s working (and what’s not), and fine-tune your investment strategy.
• It Supports Repeat Success
  Whether you’re applying for DSCR, bridge, or construction financing, the more consistent and transparent your track record is, the easier it becomes to secure the funding you need for future projects.

A basic track record should include:

• Property addresses
• Purchase and sale dates
• Rehab scope and costs
• Exit strategy (sold or held)
• Final outcome or profit

At Lend Investors Capital, we recommend keeping a live document you update regularly—ideally after each project closes. Want to learn more about how to get organized? Click below to contact us.