Matt Fernandes
SVP, Credit & Implementation

NMLS# 1172115

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matt.fernandes@lendinvestorscapital.com

About Me

Matt Fernandes brings eighteen years of mortgage industry experience in credit risk & policy, sales, underwriting, and product development. In his current position, Matt works with clients on financing solutions for their projects and rentals while also teaming up with company leaders to expand Lend's commercial product offerings and national footprint.

Products To Fit Your Needs

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DSCR Rental

Our Rental Property Loans offer real estate investors the ability to purchase, refi, or get cash-out on a Single Property, Multifamily property, or their whole Portfolio.

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Rehab | Fix & Flip | Fix & Hold

Our Rehab Loans provide real estate investors with fast, predictable, & reliable funding solutions that maximize their returns. Purchase, Refi or Cash-out and safe today!

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New Construction

Our New Construction Loans simplify the process by providing in-house expertise for Project Feasibility, Construction Management,  Draw Funding, & Servicing. 

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Bridge Loans

Our Bridge Loans offer real estate investors strategic flexibility & valuable time, including options for long-term or short-term financing alternatives for new Purchase or Refinance.

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Meet LEND

Lend Investors Capital is a nationwide private business purpose lender, offering innovative financing solutions tailored for Real Estate Investors, Homebuilders, and Mortgage Brokers. 


We offer our partners a simple, faster, and more dependable way to power their business by offering competitive products and proven expertise. 


Call today for Rehab & Flip, Rehab & Hold, Bridge, New Construction, Build for Rent, DSCR - Single Property and Portfolio Rental loans.

Why LEND?  Experience.

Thousands of
Satisfied Customers
Highly Experienced Professionals
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Competitive Rates
& Fees
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Best in Class
Service Times

Where We Lend

Lend Investors Capital lends in all states except those in gray.
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Approval is subject to a Credit Exception & Collateral Review:

  • Alaska
  • Hawaii 


States where LEND does NOT lend are also listed below for your convenience:

  • Arkansas
  • North Dakota
  • South Dakota
  • Vermont


For a comprehensive list of where we lend, please visit NMLS Consumer Access.

For More Information


Call 805.886.8720 or fill out the form below and I'll get back to you!

By submitting your information, you expressly consent to receive calls and/or texts at the number you provided and emails to the email address you provided from Lend Investors Capital about business mortgage loan related matters, including pre-recorded messages. I understand that this consent is not a condition of purchase or agreement of any kind. Message frequency varies. Message and data rates may apply. This consent applies even if you are on a corporate, state, or national Do Not Call list.



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Lend Investors Capital, a division of Construction Loan Services II, LLC 1019 39th Ave SE Suite 220 Puyallup, WA 98374 (NMLS # 1829563) 866-360-1560. Equal Housing Opportunity. Loans are originated and made in the name of Construction Loan Services II, LLC NMLS # 1829563 pursuant to the laws of AZ Mortgage Banker Lic. # 1040590 | CA DFPI Lic. # 60DBO-131043) | ID Mortgage Broker/Lender Lic. # MLB-2081829563 | OR Mortgage Lending Lic. # ML-5869. Lend Investors Capital® and the Lend Investors Capital logo are registered trademarks of HAT LLC in the U.S. and are used under license by Construction Loan Services, LLC and Construction Loan Services II, LLC