Products Summary

Check out the unique features of our products, designed specifically for Real Estate Investors & Broker Partners.

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DSCR Rental

Our Rental Property Loans offer real estate investors the ability to purchase, refi, or get cash-out on a Single Property, Multifamily Property, or their whole Portfolio.

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Rehab | Fix & Flip | Fix & Hold

Our Rehab Loans provide real estate investors with fast, predictable, & reliable funding solutions that maximize their returns. Purchase, Refi or Cash-out and safe today!

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New Construction

Our New Construction Loan simplifies the process by providing in-house expertise for Project Feasibility, Construction Management,  Draw Funding, & Servicing. 

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Bridge Loans

Our Bridge Loans offer real estate investors strategic flexibility & valuable time, including options for long-term or short-term financing alternatives for new Purchase or Refinance.

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Rental DSCR & Portfolio Loans

DSCR Loan Highlights

"Best" Rates |   $100K - $3M | Min. FICO 680

  • Acquisition & Refinances
  • 30-yr fixed (P&I or IO)
  • Min. DSCR 1.00
  • Max LTV 80% Purchase
  • Max LTV 75% Cash-out
  • Experience Min: 12 mo. owning income-producing real estate or 1 rehabbed/constructed in past 36 mo.
  • Single Family, 2-4 Units, Warrantable Condos
  • Pre-Payment Penalty 0-5 Years
  • Short-term Rentals eligible
  • Vacant Refinance eligible
  • Current value 90-day seasoning eligible
  • Padsplit properties eligible
  • Rate Protection available
DSCR Expanded Loan Highlights

"Good" Rates |   $100K - $3M | Min. FICO 660

  • Acquisition & Refinances
  • 30/40-yr fixed (P&I or IO)
  • Min. DSCR 0.80
  • Max LTV 80% Purchase
  • Max LTV 75% Cash-out
  • No Experience Required
  • Single Family, 2-4 Units, Condos, Condotels
  • Non-Warrantable Condos eligible
  • Pre-Payment Penalty 1-5 Years
  • Short-term Rentals eligible
  • Vacant Refinance eligible
  • Current value 90-day seasoning eligible
  • Padsplit properties eligible
  • Rate Protection available
DSCR Multifamily Loan Highlights

$250K - $3M | Min. FICO 700

  • Acquisition & Refinances
  • 30-yr fixed (P&I or IO)
  • Min. DSCR 1.00
  • Max LTV up to 75%
  • 5-8 Units
  • Experience Min: 12 mo. owning income-producing real estate or 1 rehabbed/ constructed in past 36 mo.
  • Pre-Payment Penalty 0-5 Years
  • Rate Protection available
DSCR Portfolio Loan Highlights

$400K - $5M | Min. FICO 700

  • Acquisition & Refinances
  • 30-yr fixed (P&I or IO)
  • Min. DSCR 1.10
  • Max LTV 80% Purchase
  • Max LTV 75% Cash-out
  • No Experience Required
  • 2-10 Properties same state
  • Single Family, 2-4 Units, Warrantable Condos
  • Pre-Payment Penalty 3-5 Years
  • Short-term Rentals eligible
  • Vacant Refinance eligible
  • No Property Substitutions
  • Rate Protection available
DSCR Foreign National Loan Highlights

$100K - $2M | Min. FICO 700, if available

  • Acquisition & Refinances
  • 30/40-yr fixed (P&I or IO)
  • Min. DSCR 1.00
  • Max LTV up to 65%
  • No Experience Required
  • Single Family, 2-4 Units, Condos
  • Non-Warrantable Condos eligible
  • Pre-Payment Penalty 3 Years
  • Foreign National eligible
  • Rate Protection available


Rehab Loans

Rehab Cosmetic Loan Highlights

$100K - $3M | Min. FICO 660

  • Acquisition & Refinances
  • 12, 15, 18, 21, or 24-months IO
  • No Experience Required
  • No Pre-Payment Penalty
  • Single Family, 2-4 Units, Condos
  • Non-Warrantable Condos eligible
  • Budget self, partial, or fully funded
  • Up to 95% LTC
  • Non-Structural Improvements
  • In-House Construction Mgmt
  • In-House Draw
Rehab Structural Loan Highlights

$100K - $3M | Min. FICO 660

  • Acquisition & Refinances
  • 12, 15, 18, 21, or 24-months IO
  • Min. Experience: 2 rehabbed/ constructed in last 36 mo.
  • No Pre-Payment Penalty
  • Single Family, 2-4 Units, Condos
  • Non-Warrantable Condos eligible
  • Budget partial or fully funded
  • Up to 85% LTC/75% ARV
  • Structural Reno OK
  • Additional sq. ft. OK
  • In-House Construction Mgmt
  • In-House Draw

New Construction Loans

  New Construction Loan Highlights

$100K - $3M | Min. FICO 660

  • Acquisition & Refinances
  • 12, 15, 18, 21, or 24-months IO
  • Experience Min: 1 rehab structural or 1 new construction in last 36 mo.
  • No Pre-Payment Penalty
  • Single Family, 2-4 Units
  • Up to 95% LTC/75% ARV
  • In House Construction Mgmt
  • In House Draw

Bridge Loans

  Bridge Choice Loan Highlights      
*EXCLUSIVE TO LEND*

$100K - $2M | Min. FICO 660

  • Acquisition & Refinances
  • 30/40-Yr Fixed (P&I or IO)
  • Down to 0.80 Min. DSCR
  • Max LTV 80% LTV Purchase
  • Max LTV 75% LTV Cash-out
  • No Experience Required
  • Single Family, 2-4 Units, Condos
  • Non-Warrantable Condos eligible
  • Short-Term Rentals eligible
  • No Pre-Payment Penalty
  • Individual or Entity
  • Rate Protection available
Bridge Limited Loan Highlights

$100K - $3M | Min. FICO 700

  • Acquisition & Refinances
  • 12, 15, 18, 21, or 24-months IO
  • Max LTV 80% LTV Purchase
  • Max LTV 65% LTV Cash-out
  • Min. Experience: 2 rehabbed/ constructed in last 36 mo.
  • Single Family, 2-4 Units, Condos
  • Non-Warrantable Condos eligible
  • No Pre-Payment Penalty

Borrowers & Guarantors

equal housing opportunity logo

Lend Investors Capital, a division of Construction Loan Services II, LLC 1019 39th Ave SE Suite 220 Puyallup, WA 98374 (NMLS # 1829563) 866-360-1560. Equal Housing Opportunity. Loans are originated and made in the name of Construction Loan Services II, LLC NMLS # 1829563 pursuant to the laws of AZ Mortgage Banker Lic. # 1040590 | CA DFPI Lic. # 60DBO-131043) | ID Mortgage Broker/Lender Lic. # MLB-2081829563 | OR Mortgage Lending Lic. # ML-5869. Lend Investors Capital® and the Lend Investors Capital logo are registered trademarks of HAT LLC in the U.S. and are used under license by Construction Loan Services, LLC and Construction Loan Services II, LLC